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If you choose to apply for a mortgage loan, you will need to complete our standard application. Our consideration for approval of your mortgage loan application will include verification of the information obtained in connection with your request, including but not limited to income, employment, asset, property value and/or credit information.
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hi mccormick, you have received correct information. there is georgia dream second mortgage to assist home buyer with down payment & closing cost financing assistance to be used along with the georgia dream homeownership program’s first mortgage. maximum amount available under this loan is $20,000. this mortgage can be used to pay for associated cost of down payment, closing costs & prepaid.
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What is the Georgia Dream Program? How do I apply for a Georgia Dream Loan? Contact a Georgia Dream Participating Lender for pre-qualification and to begin the mortgage loan process. You must complete Home Buyer Education before you close your loan. You may complete Home Buyer Education Online if your middle score is greater than 640.
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